Achieve your financial goals with Lendvia. Learn more!
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Achieve your financial goals with Lendvia. Learn more!
This website (“Website”) is owned and operated by Lendvia LLC. As used herein, the term the “Companies” refer to Lendvia LLC. As used herein the terms “we” and “us” refer to Lendvia LLC, and their respective members, managers, shareholders, employees, agents, officers, directors, and affiliated entities.
These terms and conditions outline the rules and regulations for the use of the Website. By browsing, accessing and using this Website through any direct or indirect means or by utilizing products or Services offered through this Website, including any communications, you agree to be bound by these terms and conditions (“Terms”). You acknowledge that any information that you provide through the Website, or for the Services, will be provided and used in accordance with our Privacy Policy, the terms of which are incorporated herein and made a part of this Agreement.
Do not use this Website or services if you do not agree to the posted Terms of Use and Privacy Policy.
THIS TERMS OF USE AGREEMENT CONTAINS A MANDATORY ARBITRATION PROVISION, WAIVER OF JURY TRIAL AND CLASS ACTION. PLEASE REVIEW THESE PROVISIONS. If you do not agree with these terms, please do not use this Website or services.
This Website is intended for your personal, non-commercial use. You may not use the Website directly or indirectly for any illegal or unauthorized purpose. This Website is intended for United States residents only who are at least 18 years of age. This Website provides information on consumer financial products and services and allows individuals to apply for, or request to speak with a representative for additional loan information, financial services or support.
We may initiate a soft pull of your credit report for review prior to providing rates, terms or other financial services. This soft pull will not impact your credit score. Should you decide to lock in your rate and proceed with loan terms your credit report will be formally requested which will impact your score. Acquiring a loan will also initiate reporting of repayment information.
Loans and financial services are not offered in every state. All loan amounts will be determined based on the applicant’s credit, income, and certain other information provided in the loan application. Not all applicants will qualify for the full amount. Minimum loan amounts vary by state. The applicant’s APR will be determined based on his or her credit, income, and certain other information provided in the loan application. Not all applicants will be approved. Loans made or arranged pursuant to a California Financing Law license #60DBO-127304.
General Licensure Information
Lendvia LLC is a licensed financial services provider. We are committed to operating in full compliance with all applicable state and federal laws and regulations to ensure our customers receive the highest level of service in a lawful and ethical manner.
State-Specific Licenses
Our services are authorized under various state-specific licenses. Below is a list of states where Lendvia is licensed to operate, along with the corresponding license numbers where applicable:
Utah: Consumer Credit Notification
Lendvia LLC is also approved to operate in:
AL, AK, AZ, AR, CO, FL, GA, HI, ID, IL, IA, IL, IN, KS, KY, MI, MT, NM, NY, OK, SC, SD, VT, VA, WA, WI, WY
Any testimonial provided on this Website are real customers who happily provided uncompensated opinions. Images provided are not actual customers.
You represent and warrant that you will not provide information on this Website or through any communication to the Companies that is false, inaccurate, misleading, violates any local, state, federal or international law, infringes on copyright laws or rights of others, that is unlawful, obscene, threatening, harassing or abusive, that impersonates another person or entity or contains any viruses or harmful computer code. You are solely responsible for any information you provide to Us by any means.
Unless otherwise stated, the companies and/or its licensors own the intellectual property rights for all material on Lendvia.com. All intellectual property rights are reserved. You may view and/or print pages from https://lendviallc.com for your own personal use subject to restrictions set in these terms and conditions.
You must not:
While the Companies endeavor to ensure that the information on this website is correct, the Companies do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.
This Website may contain or may interact with or otherwise be associated with third party platforms, services, plug-ins, applications, ads, tools and/or other content, and/or links to third-party websites or other services that are not owned, controlled or operated by us (collectively, “Third Party Services”). The Companies may receive compensation for engagement with third party links. The Companies are not responsible for the content of any Third Party Services. Your use of a Third Party Service linked from the Service is at your own risk and will be governed by such third party’s terms and policies.
Any interactions, correspondence, transactions, and other dealings that you have with any third parties found on or through this Website are solely between you and the third party. You hereby agree to indemnify us against all claims, injury and/or damages including, without limitation, attorneys’ fees, that arise out of your use of any Third Party Service.
To the maximum extent permitted by applicable law, the Companies exclude all representations, warranties and conditions relating to this Website and the use of this Website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). This Website is provided on an “as is” and “as available” basis. The Companies make no representations or warranties of any kind, express or implied, as to the operation of the Website or the information, content, materials, or products included on the Website or through the Services. To the full extent permissible by applicable law, the Companies disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.
UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL OR EQUITABLE THEORY, WHETHER IN TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE, SHALL THE COMPANIES OR ANY OF THEIR EMPLOYEES, DIRECTORS, OFFICERS, AGENTS, SHAREHOLDERS, SUBSIDIARIES, OR AFFILIATES BE LIABLE TO YOU OR TO ANY OTHER PERSON FOR ANY DIRECT OR INDIRECT LOST PROFITS OR LOST BUSINESS DAMAGES, OR INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY NATURE, ARISING OUT OF OR IN CONNECTION WITH THE WEBSITE OR THESE TERMS, EVEN IF AN AUTHORIZED REPRESENTATIVE OF THE COMPANIES HAS BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES.
YOU HEREBY AGREE TO RELEASE, REMISE AND FOREVER DISCHARGE LENDVIA LLC AND AFFLIATED ENTITIES AND THEIR SERVICE PROVIDERS AND EACH OF THEIR RESPECTIVE AGENTS, MEMBERS, MANAGERS, SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, INFORMATION PROVIDERS, AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES AND ALL OTHER RELATED, ASSOCIATED, OR CONNECTED PERSONS FROM ANY AND ALL MANNER OF RIGHTS, CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS, AND DISBURSEMENTS OF ANY NATURE WHATSOEVER WHETHER KNOWN OR UNKNOWN, WHICH NOW OR HEREAFTER EXIST, WHICH ARISE FROM, RELATE TO, OR ARE CONNECTED WITH YOUR USE OF THIS WEBSITE OR SERVICES.
You agree to indemnify and hold Lendvia LLC, and their respective subsidiaries, affiliates, agents, members, managers, shareholders, officers, directors, contractors, vendors, employees, and service providers harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of this Website or services, the violation of by you, or the infringement by you, or other user of this Website or services using your computer, of any intellectual property or other right of any person or entity. The Companies and their service providers assume no responsibility whatsoever for such content or actions. The Companies reserve the right, at their own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.
THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN YOU AND THE COMPANIES WILL BE RESOLVED BY BINDING ARBITRATION. YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY.
You agree that any and all disputes or claims that have arisen or may arise between you and Lendvia LLC and their respective subsidiaries, affiliates, agents, members, managers, shareholders, officers, directors, contractors, vendors, employees, and service providers, including claims under 47 U.S.C. § 227 et. seq. (and related state statutes), and including without limitation, any applicable law or regulation governing debt resolution, tax resolution, or lending, shall be resolved exclusively through final and binding arbitration, rather than in court, except that if your claims are under $1, 000.00 you may assert claims in small claims court, if your claims qualify. The Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate section (this “Agreement to Arbitrate”).
Procedures
Arbitration is more informal than a lawsuit in court. There is no judge or jury in arbitration, and court review of an arbitration award is limited. An arbitrator can award the same damages and relief on an individual basis that a court can award to an individual. An arbitrator should apply the terms of this Agreement as a court would. The arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any dispute arising out of or relating to the interpretation, applicability, enforceability or formation of this Agreement to Arbitrate, any part of it, or of this Agreement including, but not limited to, any claim that all or any part of the Agreement to Arbitrate or this Agreement is void or voidable. The arbitration will be conducted by JAMS under its rules and procedures pertaining to Consumer-Related Disputes, as modified by this Agreement to Arbitrate. The arbitration shall be held in a mutually agreed location. If the value of the relief sought is $10,000 or less, you or the companies may elect to have the arbitration conducted by telephone or based solely on written submissions, which election shall be binding on you and us subject to the arbitrator’s discretion to require an in-person hearing if the circumstances warrant. Attendance at an in-person hearing may be made by telephone by you and/or us; unless the arbitrator requires otherwise. The arbitrator will decide the substance of all claims in accordance with the laws of the State of Wyoming, including recognized principles of equity, and will honor all claims of privilege recognized by law. The arbitrator shall not be bound by rulings in prior arbitrations involving our other users but is bound by rulings in prior arbitrations involving the same user to the extent required by applicable law. The arbitrator’s award shall be final and binding and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.
Costs
Payment of all filing, administration and arbitrator fees will be governed by JAMS rules, unless otherwise stated in this Agreement to Arbitrate. You may obtain these costs through JAMS website.
Prohibition of Class and Representative Actions and Non-Individualized Relief
You agree that all claims that you may have against us and we may have against you shall be brought in an individual capacity. You expressly agree that that class action, collective action, representative action, or multiple plaintiffs shall not be asserted, nor will they apply, in any arbitration pursuant to this Agreement or litigation. You agree that these Terms shall not be construed to allow the consolidation or joinder of other claims involving other persons or permit such claims to proceed as a class action, collective action, or any other representative action. You agree that no arbitrator shall have the authority under this Agreement to order any such class or representative action. If it is determined that some claims are not subject to arbitration, I agree that the claims not subject to arbitration shall be stayed and the claims subject to arbitration shall proceed and be resolved in arbitration prior to the claims stayed.
YOU AND THE COMPANIES AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER, OR SUBSIDIARIES, AFFILIATES, AGENTS, MEMBERS, MANAGERS, SHAREHOLDERS, OFFICERS, DIRECTORS, CONTRACTORS, VENDORS, EMPLOYEES, AND SERVICE PROVIDERS, ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND US AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S). ANY RELIEF AWARDED CANNOT AFFECT OUR OTHER USERS.
Severability
With the exception of “Prohibition of Class and Representative Actions and Non-Individualized Relief”, if an arbitrator or court decides that any part of this Agreement to Arbitrate is invalid or unenforceable, the other parts of this Agreement to Arbitrate shall still apply and be enforceable. The remainder of the Agreement and its Legal Disputes Section will continue to apply and that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in the County of Orange, state of California.
When you visit this Website and use the Companies’ services or communicate with the Companies electronically, you consent to receive communications from us electronically, and agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
The Companies reserve the right to make revisions to the Terms of Use and Privacy Policy at any time. Any changes made will be effective from the date of such posting without further notice to you. As such, the Terms of Use and Privacy Policy posted on this Website when you access, browse or utilize services will govern the relationship for that Website visit.
If you have any queries regarding any of our terms, please contact us.